Access Credit Line

Set up overdraft protection with an ACCE$$ line of credit. You’ll never have to pay overdraft fees because the money is automatically transferred when your checking account goes negative.

• No annual fee
• Repayment terms: based on 60 months
• Revolving credit line
• Credit review at 60 months
• Must allow automatic payment from a Penn State Federal account
• Rate is based on the New York Wall Street Prime Rate, 2.50% over prime
• Member check, withdrawal and Penn State Federal account transfer only
• $200 - $50K
• $50 per month (or balance) minimum payment