

Co-Op Shared Branches
Credit Unions from all over the country share facilities through a shared branching network to provide you with thousands of convenient locations to perform transactions just as if you were at a Penn State Federal branch.
Conduct a range of transactions such as deposits, withdrawals, loan payments, make transfers between accounts, purchase money orders and more!
When you enter a shared branch you need to bring:
- Your home credit union's name
- Your account/member number
- Valid government-issued photo ID
- e.g., state driver's license, U.S. passport
NEW ENHANCEMENT to Co-Op SHARED BRANCHING STARTING MAY 1, 2025
Introducing IDCheck for Shared Branch Transactions
An important enhancement is coming to the Co-op Shared Branch experience -- IDCheck! Launching on May 1, 2025, this innovative ID verification tool is designed to reduce identity fraud while making shared branch transactions faster and more efficient.
An important enhancement is coming to the Co-op Shared Branch experience -- IDCheck! Launching on May 1, 2025, this innovative ID verification tool is designed to reduce identity fraud while making shared branch transactions faster and more efficient.
How It Works:
When visiting a Shared Branch, bring your smartphone and government-issued identification to complete a simple, four-step verification process:
1. Enter your credit union name, account number, and the last four digits of your Social Security Number.
2. Scan your ID and take a selfie for identity verification.
3. Receive a 6-digit access code.
4. Share the 6-digit code with the teller to complete the transactions.
For returning members, the process becomes even easier. If you use the same device and your ID has not expired, you simply scan the QR code, enter your account number, and last four digits of your social security number to instantly receive an access code.
By using IDCheck, you’re adding an extra layer of security while enjoying a faster, more seamless Shared Branch experience. Get ready to experience a smarter way to protect your identity and access your accounts with ease!
To find a location, visit co-opcreditunions.org or download the mobile app on your smartphone.
Penn State Federal ATMs
You can perform unlimited transactions at a Penn State Federal ATM with no surcharge or monthly fees.
Other Surcharge-Free ATMs
If you’re not near a Penn State Federal ATM, visit www.cudollar.org to search for ATMs by city, county or state.