Mature woman and younger woman laughing together outside

Savings

Save Today. Enjoy Tomorrow.

Setting aside money for a special trip to saving for retirement, Penn State Federal can help with all of life's adventures. Explore the different types of accounts to find what best suits your needs and start saving today.

Basic Share Savings Account

  • Required for membership
  • $5 minimum balance
  • $100 balance earns dividends
  • ATM card
  • Unlimited surcharge free CU$ ATM visits*
  • No withdrawal fees
  • Can be used to cover overdrafting to Penn State Federal checking accounts

Special Share Savings Account

  • No minimum balance requirements
  • $100 balance earns dividends
  • No withdrawal fee

Money Market Share Account

  • $1500 opening deposit
  • Tiered dividend account (see rates page)
  • The first order of 30 checks is free
  • No charge check writing ability

Vacation Club Account

  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • No withdrawal fee

Holiday Club Account

  • No minimum balance or opening deposit
  • $100 balance earns dividends
  • October-to-October terms
  • Balance is transferred to your Basic Share Savings and available on October 1
  • Early withdrawal fee






















Mature couple smiling on the front porch of their home

Welcome home!

 
We offer a wide range of mortgage programs to provide you with affordable solutions and excellent service. 
 
Mortgage programs:
  • Fixed and Adjustable Rate Mortgages
  • Conventional and Government Loans
  • Affordable Down Payment Programs
  • Competitive  Rates and Closing Costs
  • Easy Online Application