Penn State Federal Credit Union, your member-owned financial institution, is committed to providing you financial products and services that meet your needs and reach your financial goals. We are equally committed to protecting our member’s privacy. You can be confident that your financial privacy is a top priority of PSFCU. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at (814) 865-7728.
What Does Penn State Federal Credit Union Do With Your Personal Information?
Rev. Date 8/23
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Penn State Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does Penn State Federal Credit Union Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or tp report to credit bureaus |
Yes | No |
| For our marketing purposes– to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes– information about your transactions and experiences |
No | We don't share |
| For our affiliates' everyday business purposes– information about your creditworthiness |
No | We don't share |
| For our affiliates to market to you | No | We don't share |
| Questions | Call toll-free 800-828-4636 or go to pennstatefederal.com |
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| What We Do | |
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| How does Penn State Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Penn State Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
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| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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