ACCESS Credit Line
Set up overdraft protection with an ACCE$$ line of credit. You’ll never have to pay overdraft fees because the money is automatically transferred when your checking account goes negative.
- No annual fee
- Repayment terms: based on 60 months
- Revolving credit line
- Credit review at 60 months
- Must allow automatic payment from a Penn State Federal account
- Rate is based on the New York Wall Street Prime Rate, 2.50% over prime
- Member check, withdrawal and Penn State Federal account transfer only
- $200 - $50K
- $50 per month (or balance) minimum payment