Penn State Federal Credit Union

Members helping members everyday in the ordinary and extraordinary moments of their lives.

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Rates / Fee Schedule

Freedom Checking $0
Classic Checking (balance < $500) $5
Thrift Checking (balance < $100) $8
Premier Checking (balance < $1000) $10
E-Connect Checking $10
Holiday Club early withdrawal $5
SmartStart early withdrawal $7
SmartStart no monthly deposit $2
Dormancy (balance below $100 monthly) $2
Interim history (free online) $1
Foreign items deposited for collection cost +
Share draft order cost
$10
Bill Payment (free with Freedom Account) $5
Stop payment on share draft $15
Stop payment on share draft series $30
Stop payment (CU issued) $15
Share draft or statement copy (free online) $3
Third party returned check or draft $5 / $25
Close account within 90 days of opening $10
   
ATM & VISA®  
Card replacement $5
International Service Assessment (ISA) 1% of transaction
   

Draft, Wire Transfer, Money Order & Check Related Fees

 
Teller draft $5
Incoming wire (domestic) $5
Incoming wire (foreign) $10
Outgoing wire (domestic) $15
Outgoing wire (foreign) $45
Money order (up to $1,000) $1.50
American Express Gift Cheques $2.50
American Express Travelers' Cheques for 1 1% of value
American Express Travelers’ Cheques for 2 2% of value
   
Overdraft Related Fees  
Automatic overdraft transfer $2
Courtesy Pay or Non Sufficient Funds (NSF) $30
Extended negative balance fee $25
   
Miscellaneous Fees Address change (mail returned)  
Address change (mail returned) $2.50
Record search $15/hr, $15 minimum
Subpoena, IRS levy, restraining notice $15/hr, $15 minimum